Short-Term Vacation Rental Insurance – Airbnb/Vrbo Property Owners Policy Launch

Mon Apr 4, 2022 - 10:24am GMT+0000

Bozeman,United States – March 22, 2022

National insurance provider Proper Insurance has launched new rental property insurance policies for owners partnered with Airbnb, Vrbo, and other rental marketplaces.

More information can be found at

The launch comes in response to the growing demand for policies that adequately cover all aspects of short-term vacation properties. Proper Insurance has written more than 75,000 policies in all 50 states and is endorsed by Vrbo.

Most short-term vacation rental owners alternate between commercial and personal use of their properties. Multi-use properties can have large gaps in their insurance coverage. Many vacation rental owners have a homeowner’s policy, which does not cover the commercial use of the property, while others carry a landlord policy that limits protection for property contents and off-premise liability, an important coverage considering many vacation rentals are waterfront or include amenities such as bikes.

Proper insurance offers clients specialized policies that are unique to short-term vacation rental properties. The Commercial Package Policy includes $1 million in commercial general liability per occurrence with a $2 million option. The policy is underwritten by Lloyd’s of London and features replacement cost valuation for the building and contents, actual loss coverage on business income with no time limit, and no limit on renter damage.

Proper insurance’s short-term vacation rental insurance combines the benefits of three policies in one. It has the components of homeowner’s insurance, a landlord policy, and a commercial business policy. Short-term vacation rental insurance is not an add-on coverage; it replaces other primary insurance on the property.

Through Lloyd’s of London, coverage is provided for many items that need protection, but are often neglected by conventional policies. Intentional acts of vandalism and theft, liquor liability, and protection for amenities like bikes, boats, and golf carts are some of the coverage items offered by Proper Insurance.

Proper Insurance has an A+ rating from the Better Business Bureau and an A+ rating from Standard and Poors. Insurance experts can tailor the policy to the specifics of any rental property to provide robust coverage.

With this launch, Proper Insurance remains committed to providing owners with the most comprehensive short-term vacation rental property insurance policies.

A spokesperson for Proper insurance said: “Vrbo is a world leader in vacation rentals and has recognized Proper Insurance as its premier vendor for comprehensive short-term rental property and liability insurance. Vacation rental owners and their properties are at the core of the brand, and they wanted to make sure their clients and properties are protected. Nothing is more important.”

Interested parties can find more information at:

Contact Info:
Name: Justin Brodin
Email: Send Email
Organization: Proper Insurance®
Address: 1203 North Rouse Avenue #3D, Bozeman, MT 59715, United States
Phone: +1-888-631-6680

Source: PressCable

Release ID: 89071706